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With much being written about going for a home loan to buy a place under the sun for yourself, you perhaps thought it would help you just that much. Wait a minute. You may need a loan for either doing up your house or even for that extension you have been looking forward to.
And for all this and a lot more there are ways and means to get them done. Home loans are offered for the following purposes too. Check out which one suits your needs.
Home Purchase Loans: This loan finances the purchase of a new home.
Home Improvement Loans: This loan is made available for you to do certain external work like structural repairs, waterproofing or internal work like tiling and flooring, plumbing, electrical work, painting, etc.
Home Construction Loan: This loan is for constructing a new home.
Home Extension Loan: This loan helps you meet the expenses of any alteration like extension/expansion or modification of your home. You can avail of a home extension loan, after obtaining the requisite approvals from the municipal corporation.
Home Conversion Loan: This loan is for those who already have bought a home but plan to buy another one and require funds for the same. Such a loan eliminates the need of pre-paying the previous loan. Land Purchase Loans: This loan is available for purchase of land for both construction or investment purposes.
Bridge Loans: These loans are taken by those who plan to sell off their present house and buy a new one. This loan helps to finance the new home till a buyer is found for the existing house.
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